Smart Life Adviser is an initiative, started with the intention of educating people in dealing with their financial life or financial activities and making them aware of miss-selling or miss-buying. Hence everyone must protect themselves from Bad Advice.

Sunday, December 23, 2018

Red Carpet health protection Policy Launched Newly for Senior Citizen

## Benefits of Senior Citizen Red Carpet Policy


  1. Star health insurance policies is use full in only indian hospitals.
  2. This is an health policy for senior citizens that aims to cover hospitalization expenses.
  3. This policy is suitable for senior citizens. Any individual between 60 and 69 years can buy this policy.
  4. Each benefit is capped to 30 percent of hospitalisation bill each time medical facilities are availed. 
  5. This policy covers inpatient hospitalisation, post hospitalisation and ambulance expenses
  6. The policy also covers pre-existing diseases from the very beginning of policy with co-payment
  7. Pre-existing diseases are covered from the first day of policy inception with a co-payment clause. 
  8. This policy allows lifetime renewal. 
  9. Policyholder is entitled to a 10 per cent discount on premium on producing certain medical reports to the satisfaction of the insurer.
  10. Co-payment exists for treatment of pre-existing diseases as well.
  11. Premium paid under this policy qualifies for deduction under section 80D of Income Tax Act.
  12. This policy can be purchased online through company's website.
  13. If you are looking for a senior citizen policy, you may go with 
  14. There is a co-payment clause for all admissible claims.
  15. There is no escape from sub-limits and co-pay clause because most of the senior citizen policies come wrapped with these.
  16. For a coverage without sub-limits, you need to spend more. this plan.
  17. This is a good policy providing coverage at reasonable rates.


COMPREHENSIVE HEALTH INSURANCE PLAN AND BENEFITS.


Why health insurance required?


## Health insurance helps us to protect our investment from medical Emergency.
In other words its a Cashless Service.
Eg. Agar humare family me achanak koi bimar ho jata hai . To hum bina tension best doctor ka advice le skte hai . or uske proper treatment karwa skte hai.

## Benefits of taking health insurance
1)Protect your family at the time medical emergency.
2) Cash less Facility
3) tension free 
4) we can easily get better treatment option
5) without thinking about the money
6)Mostly hospitals are covered all over india.





Tuesday, November 27, 2018

Start funding your child’s higher education dream now

It is every parent’s dream to see their child get the best education. We have so many options available today. I remember, when we were in school, we had only five major options—Commerce, Arts, Science, Engineering or Medical. A fortunate few would choose something different.

Today, we have career counsellors and a battery of tests to identify what your child is good at and what professions are best suited for them. Parents and kids are overwhelmed and confused with choices. But the bigger worry is the escalating costs of each of these career streams. What if your child aspires to do the most expensive course? What if he or she has their heart set on going to the US to pursue medicine? Are you prepared for it? Can you fund the astronomical fees that schools and educational institutes charge today? Sadly, we are worried and sometimes, secretly hoping that the child will choose an option that suits our budget. But as luck may have it, your child probably aspires to go to the best college, sending your budget out of control.

There are several professional experts like financial planners to guide you to the right investment plan. One can definitely hire them and get the best investments and education funds. What I would like to share are a few non-financial tips to secure your child’s education fund.

Impart the value of money
Teach the importance of money to your kids from an early age. Let them know that money does not grow on trees and not even ATMs. It needs to be earned through hard work and discipline. Create a minor account and start saving regularly, even if it means one per cent of your monthly income.
Understand the power of passive income
Passive income is the income you get through your investments. So, even if you don’t work, your passive income is still credited to your bank account. Invest early and start earning passive income. Teach the same to your kids as well, so that when you need to fund their education, you can utilise either these funds or use your monthly income to pay off regular installments.

Learn financial planning from experts
Understand the power of money and how it can help you achieve your goals. Whatever you focus on will grow. So start focusing upon money, though not from a needy space. Learn how to effectively plan for your finances. Get real. Get your queries answered. Have a spreadsheet and become good with numbers. This will help you plan and focus upon the money you feel you need for your child’s education.
Start saving early
Allow your child to experience horizontally but grow vertically. Basically, let your child explore everything like sports, creative arts, medical, etc, so that when it comes to higher studies, your child can make the right choice and grow. You will receive the satisfaction of money well spent.

Guaranteed pension plan for life time jeevan Santi


Money Back Plan 820


LIC GOLDEN MONEY BACK PLAN Newly Launched


Sunday, November 11, 2018

Life is Unpredictable Always. Secure Your Old Age with Pension Plan

Life is Unpredictable Always. Secure Your Old Age with Pension Plan



Life is Unpredictable Always. Secure Your Old Age with Pension Plan.
The video is about, Sunita Naik.
She Owned 2 flats in Worli mumbai.
She Was the former editor of famous Grihalaxmi Mumbai weekly.
She Able to speak 5 foreign languages and her daily food came from Taj Hotel is now living on footpath.
” LIFE IS UNPREDICTABLE ALWAYS.
SECURE YOUR OLD AGE WITH PENSION PLAN. “



Friday, October 26, 2018

Child Diamond Plan Offer



  
Diwali Offer..!!                Diwali Offer..!! 

Diwali Offer..!!                Diwali Offer..!!



RISK COVER Rs. 90 LAKHS TO Rs. 1.23 CR.

Rs. 1.20 LAKHS LIFE LONG GIFT FOR CHILD

Rs. 1.23 CR. FOR FAMILY ESTATE.





Wednesday, October 24, 2018

Wednesday, October 17, 2018

Paying Your LIC Premium By Cheque?

Are You Paying your LIC Premium By Cheque?

So, Follow these guidelines:
  • Remember to write both “LIC of India” and “POLICY NUMBER
  • For Single Policy Payment write the “Policy Number” in front side.
  • For Multiple Policy Payment using a single Cheque, Please write at least One Policy Number in front Side And Others in The Back Side.
  •  Please Mention Policy Numbers with The “Policy Holder Name” in Back Side.








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