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 FIR 21 Sal se 25 Sal Tak 5 Lakh Milega 

Then 25-26 sal years  aap ko  10 lakh 

 yah Puri detail Ek combination plan hai jo aap ki life ki Dhan ki problem ko Dur Kar Dega thank you for  visiting our blog

Do you know why people are moving in great speed to buy insurance in 2019 instant of 2020

Hello friends,
                  AJ KUCH IMPORANT BAATE KARTE HAI AP SE....

kuch month pehle, mai ek prospect se mili thi. mai unko insurance sale karne ke liye kuch salo pehle v mili thi...

us prospect ne kaha mai insurance avi kharidna chahta hu but koi v mujhe sale nhi karna chahta hai

HE SAID," i regretted...mujhe last time khrid lena chahiye tha..jub mai khrid skta tha.

Agar ab insurance industry me nhi hai to ab sochenge..
WHAT JUST HAPPEN?
KYU Koi Adviser unko Insurance sale nhi kar raha hai...?

SO AAIYE JANTE HAI  ACTUAL FACT>>>>>

## Kuch chije aise hai jo hum Money se buy nhi kar skte hai , unme se ek
INSURANCE POLICY v hai...

## INSURANCE ko 2 Condition par purchase kiya ja skta hai..
***AGE and HEALTH..

##Insurance buy karte time agar ap healthy nhi hai to apko insurance Comapany Policy nhi degi...

##And jaise jaise ap Old hote jayenge Insurance Premium jo ap pay karte hai wo v Expensive hoti jayegi...

##Agar koi Adviser Aj aaye apke pass or bole "LET'S SEE IF YOU CAN GET YOU COVERED?"

@@@@@ SOME IMPORTANT KEY POINT FOR YOU @@@@@

1) Asked Yourself if you have enough insurance -
Agar ap sure nhi hai ki apke pass enough insurance hai ya nhi to ap apne ADVISOR se baat kariye details me....

2) IF You don't have any Insurance , check with your Advisor ;
 agar ap ke pass insurance nhi hai to ap apne Advisor se baat kariye  ki kya ap new insurance buy kar skte hai apne current age and health conditions ke sath...

3) IF you are fully covered Great :
 ye to bohot achi baat  hai...spend some time to find out those people whom you care arond you are fully covered.. aise nhi ho to unhe v advice kare .taki wo v fully coverage le paye....


REMEMBER ::::::-
INSURANCE SERVE KARTA HAI APKO AND APKE LOVE ONE KO MENTAL PEACE OF MIND ke liye....

GET YOURSELF  COVERED AS SOON AS POSSIBLE AS PREMIUM WILL GET MORE AND MORE EXPENSIVE IN 2020...

EVERY PROFESSIONAL Adviser is baat ko  ache se jante hai ki premium time ke sath more and more expensive ho jayegi..

THAT IS THE ONLY REASON PEOPLES ARE MOVING IN GREAT SPEED TO BUY INSURANCE  IN 2019 INSTANT OF 2020

SUPAR INVESTMENT !!

Are You Still Investing in Multiple Instruments for Your
RISK, RETIREMENT & ESTATE Planning Needs.!!

Just Invest in 

SUPER INVESTMENT 

from LIC

For more details please contact us..

Special Plans for Doctors

Special Plan for Doctors.... Limited Offer.!!

✅ Special Plans for Doctors

✅ Invest Only 1 visit Fess..

✅ Get 1 Crore TAX Free !!

✅ Pay 500/- Per Day !!

✅ Limited Offer

Apne jeevan ke sath itni mehengi galti kya ap karna chahenge ?

Cancer is the One Of the Leading Cause Of Death Globally

Cancer is the One Of the Leading Cause Of Death Globally

Cancer is a term used for diseases in which abnormal cells divide without control and are able to invade other tissues. It can affect almost any part of the body.

Cancer is a leading cause of death worldwide, accounting for an estimated 9.6 million deaths in 2018.

There are over 200 types of cancer.

The most common cancers are:

• Lung (2.09 million cases)
• Breast (2.09 million cases)
• Colorectal (1.80 million cases)
• Prostate (1.28 million cases)
• Skin cancer (non-melanoma) (1.04 million cases)
• Stomach (1.03 million cases)
• Mouth (1.03 million cases)
• Bone (1.02 million cases)

Expenses:

20 Lakhs to 3 cr.

Cancer not only kill disease person., But also kill intire family financially…

Protect Your Family with LIC .

To know all in details.. 

Contact: +91- 7003729563.

Email: parinitasharma59@gmail.com

Senior Citizens Red Carpet Health Insurance Plan

Senior Citizens Red Carpet Health Insurance Plan

The optimum policy for seniors over 60 years of age with several advantages

Eligibility

Any person between 60 and 75 years of age at the time of entry can take this insurance policy.

Benefits

New Features:

Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced

Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof

Policy can be issued both on Individual and Floater Basis

Cataract limits revised

Outpatient consultation in network hospitals

Cost of Health Checkup

Hospitalisation Coverage:

Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.

IRDAI Imposes Rs 1.11 Crore Penalty on PolicyBazaar

The insurance regulator has imposed a Rs 1.11 crore penalty on web aggregator Policybazaar for violation of regulations. Insurance Regulatory and Development Authority of India (IRDAI) said Policybazaar entered into a partnership with a non-insurance entity called 'Indian Health Organization by Aetna' (IHO) and offered incentives to its customers in violation of regulations.

"IRDAI Imposes Rs 1.11 Crore Penalty on PolicyBazaar"

IRDAI said incentives included complimentary wellness benefits for all new eligible customers and covered five OPD consultations, unlimited telemedicine consultations, unlimited second opinion services, as well as pharmacy discounts.

Further, the web aggregator also displayed the services offered by IHO on its website. This is a violation of regulations as these entities are not allowed to advertise products and services of other entities.

"Policybazaar entered into a partnership with ‘lndian Health Organization by Aetna’ and offered incentives to its customers in violation of regulations"

Policybazaar was also advertising on television that they would offer a 60 percent discount on the motor insurance policy, which IRDAI said leads towards promoting the products of particular insurers. However, the company clarified that they have removed the advertisement after concerns expressed by the regulator.

"As the leader in the online web aggregation space, Policybazaar is a web aggregator which other web aggregators and online distributors seek to become. This places tremendous responsibility on Policybazaar. In light of such expectations, Policybazaar was expected to act diligently and with utmost care and responsibility. Unfortunately, Policybazaar failed in complying with the Regulations," said IRDAI.

Policybazaar will be free to file an appeal with the Securities Appellate Tribunal against this order.

source:

http://www.parinitasharma.com/2019/08/29/irdai-imposes-rs-1-11-crore-penalty-on-policybazaar/

www.moneycontrol.com

Why should buy life insurance under the Married Women's Property Act ?

The Married Women's Property (MWP) Act was enacted with a view to protect the properties of women against the creditors.

Let understand in details about MWP act......

What is MWP Act?

The Married Women’s Property Act, 1874 protects the property of a wife if the proceeds of her husband’s life insurance policy is attached to pay for outstanding loans in the event of his death or bankruptcy. 

Under MWP Act all the properties that belong to the women gets insulated and protected from all the other court attachments or any income tax department attachments that the husband has run up.

 Let's take an example a business family; the family could be a trader or a manufacturer or any other business. In due course of business there are some credit limits or there are bank loans, which have been taken by the business. The bank secures these credit limits against the assets of the business and also takes a personal guarantee of the owner of the business which could be the husband or the family.

In case of the untimely death of the husband the bank starts recovering their loans and in the process they liquidate the assets of the business and also they attach the properties that belong to the guarantor, which in this case is the husband.

Differences of MWP ACT

Conditions 

The policy can be bought only by a married man who is an Indian citizen. The beneficiaries of the policy must be his wife and/or children. Even a divorcee or a widower can buy an insurance policy with an MWP addendum. A married woman can also buy such a policy with her children as beneficiaries. 

Process 

The process of taking the policy under MWP is very simple. At the time of making an application one has to fill in MWP addendum. This form is also provided by life insurance companies. In the form one has to fill in the details of his wife and children, whoever he wishes to make beneficiaries in the policy. In case of death, the policy proceeds do not go to anybody else other than the beneficiary as named by you in the policy. There is no attachment because the policy does not belong to the husband.

Surrender of policy 

In case a cash value policy is surrendered, the proceeds will go to the beneficiaries. If the policyholder survives the term, the maturity proceeds would still go to beneficiary.

Point to note 
We talk about life insurance as means of financial protection. What is the sense if the money does not go to the family and gets attached for some other reasons? Let me make a point here, all kind of life insurance policies whether online term policies or any other form of life insurance policies are entitled to be issued under MWP Act and one should definitely make a point that he issues a policy under MWP Act to protect his family.

Pradhan Mantri Suraksha Bima Yojana(PMSBY)

Pradhan Mantri Suraksha Bima Yojana(PMSBY)

The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to join / enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. Aadhar would be the primary KYC for the bank account. The risk coverage under the scheme is Rs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. The premium of Rs. 12 per annum is to be deducted from the account holder’s bank account through ‘auto-debit’ facility in one installment. The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose.

source: https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Suraksha-Bima-Yojana(PMSBY)

Plan Today for Tomorrow

Gift Your Life Partner A Gift on Every Anniversary for Lifetime

"Gift Your Life Partner 

A Gift 

on Every Anniversary for Lifetime.."

How do you want to see your children in Future?

We Indians are more about their cars than their own health

Shocking !!

We Indians are more about their cars than their own health.!

Pay Your Insurance Premium On time

Beware of Fraud Calls

LIC's Nav Jeevan

LIC's Nav Jeevan

Kya Mutual Fund Sahi Hai?

KYA MUTUAL FUND SAHI HAI?

LIC Plan- Jeevan Sarthak

LIC's JEEVAN SARTHAK

Don't wait for the Future.

Benefits of Star Health

Uncertain Events Need No Excuses

Uncertain Events Need No Excuses

It Can Happens Anytime & Anywhere

Save Your Sunday Expenses with LIC

Save Your Sunday Expenses with LIC 

Happy Mother's Day 2019

Happy Mother's Day

Happy Akshay Tritiya 2019

Wishing You a 

Happy Akshay Tritiya

"Buy Gold but 

Also Invest in Something more Valuable."

Because Gold is an unproductive assets.

You Get Money Only When You SELL it.

You need To Safe Guard IT from theft,

By keeping it in LOCKER.

This Means you are Spending Money For Protecting it.

"GOLD can not take care of your family if something happens to you.

BUY Gold But DON'T IGNORE Life Insurance."

Highlights of Interim Budget 2019

 HIGHLIGHTS OF INTERIM BUDGET 2019

*CAD seen at 2.5%

* Fiscal Deficit seen at 3.4% vs target 3.3%. Next year. target at 3.4%

* Expenditure Target at 27.84 lakh crores

* Capital Expenditure at 3.36 lakh crores

* Rs.38572 crs for Education

* Rs.76800 for Welfare of SC/ST

* Confident on reaching the target of Rs.80000 cr Disinvestments

* MNREGA allocation Rs.60000 crs

* Small Farmers ( less then 2 hectares land ) will get Rs.6000 p.a. as direct benefit from Centre. Which will benefit 12 cr small land farmers

* Defence Budget 3 lakh crores

* Sadak Yojna Rs.19000 crs

* Railways allocated Rs.64587cr

* Mobile Data usage has increases 50X in last 5 yrs

* Farmes welfare allocation Rs.20000 crs this year

* Single Window clearanc for Domestic film makers too

* GST collection increases from 89000 cr p.m. to 97100 cr p.m. in Jan 19 collection may cross 1 lac cr

Direct Tax

– Collection of Direct Tax at 12 lakh crores from 6.38 lakh crores in 2014

– IT filer increases from 3.79 crs in 2014 to 6.85 crs

Changes in Income Tax slabs
– Income Upto 5 lakh – NIL Tax

– Standard deduction increases from Rs.40000 to Rs.50000

– Up to Rs.40000 p.a. interest of post office and Bank no TDS

– House Rent Up to Rs.2.4 lac p.a. no TDS

– Capital Gain Exemption under sec 54 increases to 2 crs

– Income Tax on Unsold house notional Rent extension Up to 2 yrs

– No changes in 80C 1.5 lakh limit

ARE YOU ONE OF THE 77% OF INDIANS ??

As per servey report

1) In India only 13 % people plan for Future( Retirement) .

2) 10 % people only think to plan .

3) 77% people never Thought about Future.

# Reason

1) they wants to live in persent.

2)Not able to save money from bank EMI and house hold expenses.

3)invest in expensive mobile, bike, car , cloths etc.

4) 50 % of old people work even after 60s to manage their livelihood due to NEVER thought about future.

5)we always plan our holidays, movie, lunch and dinner with friends.

ZINDGI ME HAR KAAM PAISE KE LIYE NHI KARTE..

Ek CUP CHAI HO JAYE ?

Kya aap nhi chahte hai apki family Financially Always fit rhe ho ?

 +91-7003729563