As per servey report
1) In India only 13 % people plan for Future( Retirement) .
2) 10 % people only think to plan .
3) 77% people never Thought about Future.
# Reason
1) they wants to live in persent.
2)Not able to save money from bank EMI and house hold expenses.
3)invest in expensive mobile, bike, car , cloths etc.
4) 50 % of old people work even after 60s to manage their livelihood due to NEVER thought about future.
5)we always plan our holidays, movie, lunch and dinner with friends.