Are you aware of there are 3 types of pension in the market ? under which pension you are covered??

Dear readers,

Do you know that Indians are living longer now? Especially in a city like Mumbai, life expectancy has become much higher now mainly due to four reasons.

#1. Strong and improved medicines due to advance in medical research.

#2. Quick and better access to medical treatments

#3. Increased self awareness about fitness, regular exercise and eating healthy food/ drinking green tea.

#4. Preparation for medical emergencies by purchasing mediclaim policy.

For a healthy life one needs a lot of vitamins, Vitamin B & D being the most important. However with increasing life expectancy apart from Vitamin B & D, Vitamin M (Money) in the form of regular pension is also important.

As you might be aware of there are 3 types of pension in the market.

1)G P ( Goverment Pension)

2)C P (Company Pension)

3)I P (Individual Pension)

Unfortunately in our country,  majority of the people are outside the scope of Goverment Pension and Company Pension. That is why it very important for you to plan yourself for Individual Pension.

Individual Pension can be further classified into two:

GIP -  Guaranteed Individual Pension

NIP - Non-Guaranteed Individual Pension

So does one avail a GIP (Guaranteed Individual Pension)?

Currently only LIC offers Guaranteed Individual Pension through LIC Jeevan Umang @8% on Sum Assured  Guaranteed for Lifetime.

Yes this 8% on Sum Assured is GUARANTEED for your entire lifetime.

On the other hand for NIP (Non-Guaranteed Individual Pension) one has to invest in NPS or PPF. However there is no GUARANTEE about the corpus you can accumulate in NPS and also pension rate is not guaranteed.

PPF is subject to risk of falling interest rates which are revised from time to time. From 12%, in early 2000's currently it is around 7.9%. In future if bank interest rates fall further, goverment may revise PPF rates further and it can go below 5% also after few years.

That's why LIC Jeevan Umang is your best option for Guaranteed Individual Pension for Lifetime. Retirement is a time to enjoy life without worrying about finances. For a stress-free retirement invest in LIC Jeevan Umang.

You can drop your question on comment section.

Thanks & regards,

Parinita sharma

New Corona kavach Policy to Protect your savins from Corona virus treatment

   Dear readers,

*As we all aware with current situation of the country ,

corona virus spreding and effecting every where .

Now Covid started effecting our near and dear one.

LIC has bring New Corona kavach Policy

 to Protect your saving against COVID treatment*

*BROAD HIGHLIGHTS OF CORONA KAVACH AND CORONA RAKSHAK.*

*Corona Kavach - Indemnity Policy.*

1. Indemnity Policy.

2. Individual/Family Floater.

3. Term 3.5/6.5/9.5 months.

4. Risk Cover Rs.  50000 to Rs. 500000

5. Include Family/Parents/Parents in law.

6. Cover all Hospitalisation expenses upto 5 Lakh

7. Pre - Hospitalisation 15 days.

8. Post - Hospitalisation 30 days.

9. Covers cost of Room, PPE, Gloves, Masks, etc.

10. Hospital Daily Cash 0.5% of SI Max 15 days.

11. Home Treatment permitted. 

12. More Holistic.

13. Minimum 24 hrs Hospitalisation.

*Corona Kavach - Fixed Benefit.*

1. Benefit based.

2. Individual/Seniors may be allowed with some conditions.

3. Term 3.5/6.5/9.5 months.

4. Risk Cover Rs. 50000 to Rs. 250000.

5. One time Lumpsum Benefit whatever the cost.

6. Covid +ve tested.

7. Minimum 72 hrs of hospitalisation.

8. No pre post.

9. No Home Quarantine/Treatment Benefit.

10. Basic policy.

This is the Last chance to protect your near and dear one.

Contact us today immediately

*PARINITA SHARMA*

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

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स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Dear friends,

Covid cases increasing very fast every day in all Places.

This is last chance to Protect your saving against COVID by taking Adequate  Health Insurance now.

Dear friends,

Covid cases increasing very fast every day in all Places.

This is last chance to Protect your saving against COVID by taking Adequate  Health Insurance now.

Once covid -19 positive detected any love one of your family  after that you won't get any health coverage by any company.

Health insurance is  like a parachute ,

At the time of need you have to use it.

You can't buy it.

स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Contact us today to help you.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

Health insurance is  like a parachute ,

At the time of need you have to use it.

You can't buy it.

स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Contact us today to help you.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

COVID -19 Hospital Cost for 15 days Out of Budget of common men

Dear friend,

*Important👆👆 update*

Have you and your family covered with Adequate health insurance? ... 

So take a wise step towards your financial security and buy 

 HEALTH INSURANCE PLAN.. 

Fight against Covid... 

It's not enough to just buy any policy.

Adequate coverage is very important Otherwise you can loose your saving.

**Here ADEQUATE HEALTH COVERAGE Means 6 times of annual income**

Lets understand with example 

support,

Mr X total income is 15 Lakh p.a

So, Ms. X required adequate heath coverage 

15 Lakh *6 = 90 Lakhs

Now you calculate and say

Have you and your family covered with Adequate health insurance? 

Cover your self with adequate health insurance and protect your saving.

Contact us today

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

Majority of investors make the mistake of over-diversification by investing in too many asset classes.

Dear Readers,

When it comes to investing, majority of investors make the mistake of over-diversification by investing in too many asset classes including gold, fixed deposits, stocks and property.

However it is almost impossible to predict how these above mentioned assets will perform in the long run.  

Gold has given moderate returns in the last decade and its price increases usually when the stock markets and economy is down. 

Fixed deposits are subject to falling interest rates which again depends on RBI's repo rates.  As a country develops the interest rates fall as seen in the case of developed countries like US, UK, Canada, Switzerland etc. where interest rates are in decimals.

Stocks are subject to market volatility which makes it very difficult to estimate the kind of returns it can generate in future. In the event of another 2008 like global recession or another Covid-19 like pandemic in future stock markets will crash badly. Imagine if you wanted the money in that particular year for some specific financial goal like child's higher education or marriage what will happen.

Property investment has become stagnant in last five years post demonetization and implementation of RERA regulations. The significant runup seen in property prices between 2003 to 2015 may never be seen again.

So irrespective of whether you are investing in any other assets or not, you should defiinitely invest in assets like LIC Jeevan Shanti and Jeevan Umang where you can be 100%  sure of the returns you will get for lifetime at the time of investing itself.

With Regards,
PARINITA SHARMA
💰Financial Advisor
📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇
http://mydc.in/?e=7003729563-1

The current crisis is just another example about the uncertainties of life

Dear Readers,

I am sure you know how life comes with a lot of surprises. The current crisis is just another example about the uncertainties of life.

Life insurance can help in securing one's family against financial problems caused by unfortunate events like demise of the breadwinner in the family. The objective of life insurance is to create a big estate in such situations.

In absence of life insurance, the family may be forced to sell their assets and use up all their savings which will make them poor.

Life insurance ensures that the family can continue with the same lifestyle as before and long term financial goals of the family like child's education/ marriage are not compromised upon.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1 The current crisis is just another example about the uncertainties of life.

Life insurance can help in securing one's family against financial problems caused by unfortunate events like demise of the breadwinner in the family. The objective of life insurance is to create a big estate in such situations.

In absence of life insurance, the family may be forced to sell their assets and use up all their savings which will make them poor.

Life insurance ensures that the family can continue with the same lifestyle as before and long term financial goals of the family like child's education/ marriage are not compromised upon.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

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ESTATE worth 6 Lakhs for Next Generation From LIC.

For More Details Kindly Contact us Today @ +917003729563

 

WHY RETIREMENT PLANNING IS IMPORTANT NOW?

THEIR ARE THREE MAIN REASON FOR THAT RETIREMENT PLANNING IS VERY IMPORTANT NOW !!

1.. PEOPLE LIVE LONGER :-  

-with incresing age comes more health problem , 
you will need more retirement funds to ensure a HAPPY and PURPOSEFUL retirement.

2. EMERGENCY :-

 You Never know when you will stop working !!
Their is NO EXCUSE to not save for Retirement!!

3..Don"t Depend or be a LIABILITY to Your FUTURE Generation :-

-If you don't start Planning for RETIREMENT , 
It might become your Children's Resposibility to take care of you.

IF YOU WANT TO KNOW MORE CONTACT WITH US TODAY 

Life Insurance Corporation of India (LIC) is about to close many plans |...