A Concept of Insurance Plan Jeevan Swapn

        Jeevan Swapn

A Concept of Insurance Plan

Save Rs. 5,000/- Monthly for 15 years

& get-

On Maturity

50 Lacs

Tax-free 

Risk Cover 31 Lacs

Don't miss the special scheme call me now..

Parinita Sharma

(Certified Financial Planner)

7003729563

আপনার মেডিক্লেম আছে কিন্তু তবুও আপনার এই পলিসিটি প্রয়োজন।

হ্যালো 

 আমি আপনার জন্য একটি পলিসি নিয়ে এসেছি যা হল স্বাস্থ্য বীমা।

 আপনার মেডিক্লেম আছে কিন্তু তবুও আপনার এই পলিসিটি প্রয়োজন। 

এই 

*প্রথম* মেডিক্লেমের অনেক কারণ আছে যতদিন আপনি কোম্পানির সাথে থাকবেন। কিন্তু এই স্বাস্থ্য বীমা আপনার বয়স 80 বছর না হওয়া পর্যন্ত চলবে। 

*দ্বিতীয়* মেডিক্লেইমে আপনি শুধুমাত্র হাসপাতালের প্রকৃত খরচ পাবেন কিন্তু এখানে আপনাকে আপনার প্রি-কমিটেড অর্থ প্রদান করতে হবে।) করা হবে। 

*আপনার খরচ যাই হোক* আপনার মেডিক্লেম থাকলেও আপনি এটি পাবেন। ধরুন আপনি যদি 6 লাখ টাকা খরচ করে থাকেন তাহলে আপনি 15 লাখ পেতে পারেন। 

**তৃতীয়* এটি এমন একটি পলিসি যেখানে বয়সের সাথে সাথে আপনার প্রিমিয়াম বাড়বে না। এটি মূলত একই প্রিমিয়াম চিরকাল থাকবে।*IV* এই পলিসিতে এমনকি দীর্ঘায়িত হাসপাতালে ভর্তি* (30 দিনের বেশি)* জরিমানা করা হয় না তবে পুরস্কৃত করা হয় অবশেষে, 

এটি একটি পলিসি যা প্রিমিয়াম ছাড়াই পরিবারকে স্বাস্থ্য বীমার সুবিধা প্রদান করে পলিসি ধারকের মৃত্যুর অন্তত 15 বছর পরেও, কিছু শর্ত সাপেক্ষে।

 উপস্থাপনা প্রস্তুত করা হয়েছে, আপনি দেখতে পারেন বৃদ্ধ বয়সে এই ছোট প্রিমিয়ামে কী ধরনের আর্থিক সুবিধা পাওয়া যায়, যখন মেডিক্লেমের প্রিমিয়াম অনেক বেশি। বৃদ্ধ বয়স, আসুন আলোচনা করি।

Let's talk to our expert for FREE Please Connect us today to book your slot, 

Limited Seat Availble.

Thanks & Regards,

PARINITA SHARMA

(Certified Financial Planner)

Contact - 7003729563

www.parinitaSharma.com

आपके पास मेडिक्लेम है लेकिन फिर भी आपको इस पलिसी की जरूरत है

हेलो रेडर

हमारी वेबसाइट पर आने के लिए धन्यवाद

 

मैं आपके लिए एक पॉलिसी लेकर आया हूं जो है हेल्थ इंश्योरेंस।

आपके पास मेडिक्लेम है लेकिन फिर भी आपको इस पॉलिसी की जरूरत है।

 

इसके कई कारण हैं चलो चर्चा करते हैं;

पहला मेडिक्लेम तब तक है जब तक आप कंपनी के साथ हैं। 

लेकिन यह हेल्थ इंश्योरेंस तब तक चलेगा जब तक आप 80 साल के नहीं हो जाते।

दूसरा मेडिक्लेम में आपको केवल आपके द्वारा किए गए खर्चे  (Actual hospital expenses) मिलेंगे लेकिन यहां आपको आपके प्रतिबद्ध राशि (Pre Committed amount )का भुगतान (Payment) किया जाएगा। *चाहे आपका जो भी खर्च हो

मेडिक्लेम होने पर भी आपको यह मिलेगा।

मान लीजिए अगर आपने 6 लाख रुपए खर्च किए हैं तो आपको 15 लाख रुपए मिल सकते हैं।

तीसरा यह एक ऐसी पॉलिसी है जहां उम्र के साथ आपका प्रीमियम कभी नहीं बढ़ेगा। 

यह काफी हद तक हमेशा के लिए एक जैसा प्रीमियम ही रहेगा।

चौथा iइस नीति (Policy ) में लंबे समय तक अस्पताल में भर्ती रहने पर भी*(30 दिनों से अधिक)* को दंडित नहीं किया जाता है बल्कि पुरस्कृत किया जाता है|

अंत में यह एक ऐसी पॉलिसी है जो पॉलिसी धारक की मृत्यु के बाद भी कुछ शर्तों के अधीन कम से कम 15 वर्षों के लिए बिना प्रीमियम के परिवार को स्वास्थ्य बीमा ( Health Insurance ) का लाभ प्रदान करती है*।

मैंने इस संबंध में एक प्रस्तुति ( Presentation) तैयIर किया है, आप देख सकते हैं कि इस छोटे से प्रीमियम में बढ़ती उम्र में किस तरह के वित्तीय लाभ(Financial benefit) मिलते हैं,

जब्की बढ़ती उम्र में मेडिक्लेम का प्रीमियम बहुत अधिक होता है, 

आइए चर्चा करते हैं।

आइए हमारे विशेषज्ञ से मुफ़्त में बात करें कृपया अपना स्लॉट बुक करने के लिए हमसे आज ही जुड़ें,

सीमित सीट उपलब्ध।

सादर धन्यवाद,

परिणीता शर्मा

(प्रमाणित वित्तीय योजनाकार)

संपर्क - 7003729563

www.parinitaSharma.com

You have mediclaim but still you need this policy.

Dear Readers,

 

I have come up with a policy for you which is Health Insurance.

You have mediclaim but still you need this policy.

 

there are many reasons, let's Discuss.

First mediclaim is till you are with the company.

But this health insurance will last till you are 80 years old.

Second In mediclaim you will get only the actual hospital expenses but here you will be paid your pre-committed amount. 

*whatever your cost*

You will get this even if you have a mediclaim.

Suppose if you have spent 6 lakh rupees then you can get 15 lakh rupees.

Third This is a policy where your premium will never increase with age.

It will remain largely the same premium forever.

Fourth In this policy, even for prolonged hospitalization (more than 30 days) is not punished but rewarded .

Lastly, it is a policy that provides the benefit of health insurance to the family without premium for at least 15 years, even after the death of the policy holder, subject to certain conditions.

We have prepared a presentation in this regard, you can see what kind of financial benefits are available in this small premium in old age,

While the mediclaim premium is very high in old age,

Let's talk to our expert for FREE Please Connect us today to book your slot, 

Limited Seat Availble.

Thanks & Regards,

PARINITA SHARMA

(Certified Financial Planner)

Contact - 7003729563

www.parinitaSharma.com

Act Smarter & Start your investing early

Act Smarter for Your Retirement Planning Now. Its not too late to start. So Start Early & Enjoy the Benefit of Compounding.

Here, One Example given for two Friends MR. Saxena & MR. Gupta.

Want to Know more..?

Talk to our expert today for Please contact:
Call: +91-7003729563
WhatsApp – https://wa.me/message/YHMJXHMI4QJ5G1

PARINITA SHARMA
Certified Financial Advisor
www.parinitasharma.com

Open a Paperless E-Wealth Account

Want to grow your money ..
Willing to invest in Mutual Fund
Then you are in right place

Open a Paperless E-Wealth Account
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1) Ready For Investment. ...

2)Keep a track of your wealth. ...

3) Rebalancing your portfolio.

4) Enjoy Good & Continuous Return

Thanks & Regards,
Parinita Sharma
7003729563

The differences lies here , Post covid LIC is paying death claims & pvt companies are rejecting death claims.

Dear readers,

Today just try to draw your attention post covid LIC OF INDIA is paying Death Claims & private insirance Companies are denying many Death Claims on this situation where the family lost their bread winner.

What are the guidelines for withdrawal due to death of Subscriber?

Hi readers,

Let understand What are the guidelines for withdrawal due to death of Subscriber,

As per PFRDA (Exits & Withdrawals under NPS) Regulations 2015 & amendments thereto, in case of death of Subscriber, the entire accumulated pension wealth of the Subscriber (100% NPS Corpus) shall be paid to the Nominees or Legal heirs, as the case may be, of such Subscriber. Though, the Nominee/Legal heir of the deceased Subscriber shall have the option to purchase any of the annuities being offered upon exit, if they so desire, while applying for withdrawal of benefits on account of deceased Subscribers’ Permanent Retirement Account. If nominee/legal heir wishes to opt for annuity (pension), they are required to select Annuity Service Provider (ASP) and annuity Scheme in Death Withdrawal Form.

Saral Jeevan Bima | Affordable Term Insurance For Every One

Saral Jeevan Bima

An Affordable Term Insurance For Every One

Are you aware of there are 3 types of pension in the market ? under which pension you are covered??

Dear readers,

Do you know that Indians are living longer now? Especially in a city like Mumbai, life expectancy has become much higher now mainly due to four reasons.

#1. Strong and improved medicines due to advance in medical research.

#2. Quick and better access to medical treatments

#3. Increased self awareness about fitness, regular exercise and eating healthy food/ drinking green tea.

#4. Preparation for medical emergencies by purchasing mediclaim policy.

For a healthy life one needs a lot of vitamins, Vitamin B & D being the most important. However with increasing life expectancy apart from Vitamin B & D, Vitamin M (Money) in the form of regular pension is also important.

As you might be aware of there are 3 types of pension in the market.

1)G P ( Goverment Pension)

2)C P (Company Pension)

3)I P (Individual Pension)

Unfortunately in our country,  majority of the people are outside the scope of Goverment Pension and Company Pension. That is why it very important for you to plan yourself for Individual Pension.

Individual Pension can be further classified into two:

GIP -  Guaranteed Individual Pension

NIP - Non-Guaranteed Individual Pension

So does one avail a GIP (Guaranteed Individual Pension)?

Currently only LIC offers Guaranteed Individual Pension through LIC Jeevan Umang @8% on Sum Assured  Guaranteed for Lifetime.

Yes this 8% on Sum Assured is GUARANTEED for your entire lifetime.

On the other hand for NIP (Non-Guaranteed Individual Pension) one has to invest in NPS or PPF. However there is no GUARANTEE about the corpus you can accumulate in NPS and also pension rate is not guaranteed.

PPF is subject to risk of falling interest rates which are revised from time to time. From 12%, in early 2000's currently it is around 7.9%. In future if bank interest rates fall further, goverment may revise PPF rates further and it can go below 5% also after few years.

That's why LIC Jeevan Umang is your best option for Guaranteed Individual Pension for Lifetime. Retirement is a time to enjoy life without worrying about finances. For a stress-free retirement invest in LIC Jeevan Umang.

You can drop your question on comment section.

Thanks & regards,

Parinita sharma

New Corona kavach Policy to Protect your savins from Corona virus treatment

   Dear readers,

*As we all aware with current situation of the country ,

corona virus spreding and effecting every where .

Now Covid started effecting our near and dear one.

LIC has bring New Corona kavach Policy

 to Protect your saving against COVID treatment*

*BROAD HIGHLIGHTS OF CORONA KAVACH AND CORONA RAKSHAK.*

*Corona Kavach - Indemnity Policy.*

1. Indemnity Policy.

2. Individual/Family Floater.

3. Term 3.5/6.5/9.5 months.

4. Risk Cover Rs.  50000 to Rs. 500000

5. Include Family/Parents/Parents in law.

6. Cover all Hospitalisation expenses upto 5 Lakh

7. Pre - Hospitalisation 15 days.

8. Post - Hospitalisation 30 days.

9. Covers cost of Room, PPE, Gloves, Masks, etc.

10. Hospital Daily Cash 0.5% of SI Max 15 days.

11. Home Treatment permitted. 

12. More Holistic.

13. Minimum 24 hrs Hospitalisation.

*Corona Kavach - Fixed Benefit.*

1. Benefit based.

2. Individual/Seniors may be allowed with some conditions.

3. Term 3.5/6.5/9.5 months.

4. Risk Cover Rs. 50000 to Rs. 250000.

5. One time Lumpsum Benefit whatever the cost.

6. Covid +ve tested.

7. Minimum 72 hrs of hospitalisation.

8. No pre post.

9. No Home Quarantine/Treatment Benefit.

10. Basic policy.

This is the Last chance to protect your near and dear one.

Contact us today immediately

*PARINITA SHARMA*

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

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http://mydc.in/?e=7003729563-1

स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Dear friends,

Covid cases increasing very fast every day in all Places.

This is last chance to Protect your saving against COVID by taking Adequate  Health Insurance now.

Dear friends,

Covid cases increasing very fast every day in all Places.

This is last chance to Protect your saving against COVID by taking Adequate  Health Insurance now.

Once covid -19 positive detected any love one of your family  after that you won't get any health coverage by any company.

Health insurance is  like a parachute ,

At the time of need you have to use it.

You can't buy it.

स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Contact us today to help you.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

Health insurance is  like a parachute ,

At the time of need you have to use it.

You can't buy it.

स्वास्थ्य बीमा एक पैराशूट की तरह है, ज़रूरत के समय आपको इसका उपयोग करना होगा। आप इसे खरीद नहीं सकते

Contact us today to help you.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

COVID -19 Hospital Cost for 15 days Out of Budget of common men

Dear friend,

*Important👆👆 update*

Have you and your family covered with Adequate health insurance? ... 

So take a wise step towards your financial security and buy 

 HEALTH INSURANCE PLAN.. 

Fight against Covid... 

It's not enough to just buy any policy.

Adequate coverage is very important Otherwise you can loose your saving.

**Here ADEQUATE HEALTH COVERAGE Means 6 times of annual income**

Lets understand with example 

support,

Mr X total income is 15 Lakh p.a

So, Ms. X required adequate heath coverage 

15 Lakh *6 = 90 Lakhs

Now you calculate and say

Have you and your family covered with Adequate health insurance? 

Cover your self with adequate health insurance and protect your saving.

Contact us today

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

Majority of investors make the mistake of over-diversification by investing in too many asset classes.

Dear Readers,

When it comes to investing, majority of investors make the mistake of over-diversification by investing in too many asset classes including gold, fixed deposits, stocks and property.

However it is almost impossible to predict how these above mentioned assets will perform in the long run.  

Gold has given moderate returns in the last decade and its price increases usually when the stock markets and economy is down. 

Fixed deposits are subject to falling interest rates which again depends on RBI's repo rates.  As a country develops the interest rates fall as seen in the case of developed countries like US, UK, Canada, Switzerland etc. where interest rates are in decimals.

Stocks are subject to market volatility which makes it very difficult to estimate the kind of returns it can generate in future. In the event of another 2008 like global recession or another Covid-19 like pandemic in future stock markets will crash badly. Imagine if you wanted the money in that particular year for some specific financial goal like child's higher education or marriage what will happen.

Property investment has become stagnant in last five years post demonetization and implementation of RERA regulations. The significant runup seen in property prices between 2003 to 2015 may never be seen again.

So irrespective of whether you are investing in any other assets or not, you should defiinitely invest in assets like LIC Jeevan Shanti and Jeevan Umang where you can be 100%  sure of the returns you will get for lifetime at the time of investing itself.

With Regards,
PARINITA SHARMA
💰Financial Advisor
📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇
http://mydc.in/?e=7003729563-1

The current crisis is just another example about the uncertainties of life

Dear Readers,

I am sure you know how life comes with a lot of surprises. The current crisis is just another example about the uncertainties of life.

Life insurance can help in securing one's family against financial problems caused by unfortunate events like demise of the breadwinner in the family. The objective of life insurance is to create a big estate in such situations.

In absence of life insurance, the family may be forced to sell their assets and use up all their savings which will make them poor.

Life insurance ensures that the family can continue with the same lifestyle as before and long term financial goals of the family like child's education/ marriage are not compromised upon.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1 The current crisis is just another example about the uncertainties of life.

Life insurance can help in securing one's family against financial problems caused by unfortunate events like demise of the breadwinner in the family. The objective of life insurance is to create a big estate in such situations.

In absence of life insurance, the family may be forced to sell their assets and use up all their savings which will make them poor.

Life insurance ensures that the family can continue with the same lifestyle as before and long term financial goals of the family like child's education/ marriage are not compromised upon.

With Regards,

PARINITA SHARMA

💰Financial Advisor

📞+91-7003729563

🌐www.parinitasharma.com

*Our Digital card*

👇👇👇👇👇

http://mydc.in/?e=7003729563-1

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We are professional Financial Advisor helping peoples with our services 

like

Personal Financial planning

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 Child Education Planning

 Child Marriage Funding

 Tax Saving Plan

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Business and salary insurance

Vartual property concept

Helath insurance 

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we are giving services to your old polices also.

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Now All Insurance Problem Solve on Whatsapp

Now All Insurance Problem Solve on Whatsapp

#stayhome #Staysafe

Contact us today

+91-7003729563

Income Varsha (Combination of Lic Plan)

             Income Varsh Plan

Get 34000/- Tax Free Life Time

:-):-):-)Pay 25000/- for 16 years.

ESTATE worth 6 Lakhs for Next Generation From LIC.

For More Details Kindly Contact us Today @ +917003729563

 

WHY RETIREMENT PLANNING IS IMPORTANT NOW?

THEIR ARE THREE MAIN REASON FOR THAT RETIREMENT PLANNING IS VERY IMPORTANT NOW !!

1.. PEOPLE LIVE LONGER :-  

-with incresing age comes more health problem , 
you will need more retirement funds to ensure a HAPPY and PURPOSEFUL retirement.

2. EMERGENCY :-

 You Never know when you will stop working !!
Their is NO EXCUSE to not save for Retirement!!

3..Don"t Depend or be a LIABILITY to Your FUTURE Generation :-

-If you don't start Planning for RETIREMENT , 
It might become your Children's Resposibility to take care of you.

IF YOU WANT TO KNOW MORE CONTACT WITH US TODAY 

Life Insurance Corporation of India (LIC) is about to close many plans |...