Highlights of Interim Budget 2019

 HIGHLIGHTS OF INTERIM BUDGET 2019

*CAD seen at 2.5%

* Fiscal Deficit seen at 3.4% vs target 3.3%. Next year. target at 3.4%

* Expenditure Target at 27.84 lakh crores

* Capital Expenditure at 3.36 lakh crores

* Rs.38572 crs for Education

* Rs.76800 for Welfare of SC/ST

* Confident on reaching the target of Rs.80000 cr Disinvestments

* MNREGA allocation Rs.60000 crs

* Small Farmers ( less then 2 hectares land ) will get Rs.6000 p.a. as direct benefit from Centre. Which will benefit 12 cr small land farmers

* Defence Budget 3 lakh crores

* Sadak Yojna Rs.19000 crs

* Railways allocated Rs.64587cr

* Mobile Data usage has increases 50X in last 5 yrs

* Farmes welfare allocation Rs.20000 crs this year

* Single Window clearanc for Domestic film makers too

* GST collection increases from 89000 cr p.m. to 97100 cr p.m. in Jan 19 collection may cross 1 lac cr

Direct Tax

– Collection of Direct Tax at 12 lakh crores from 6.38 lakh crores in 2014

– IT filer increases from 3.79 crs in 2014 to 6.85 crs

Changes in Income Tax slabs
– Income Upto 5 lakh – NIL Tax

– Standard deduction increases from Rs.40000 to Rs.50000

– Up to Rs.40000 p.a. interest of post office and Bank no TDS

– House Rent Up to Rs.2.4 lac p.a. no TDS

– Capital Gain Exemption under sec 54 increases to 2 crs

– Income Tax on Unsold house notional Rent extension Up to 2 yrs

– No changes in 80C 1.5 lakh limit

ARE YOU ONE OF THE 77% OF INDIANS ??

As per servey report

1) In India only 13 % people plan for Future( Retirement) .

2) 10 % people only think to plan .

3) 77% people never Thought about Future.

# Reason

1) they wants to live in persent.

2)Not able to save money from bank EMI and house hold expenses.

3)invest in expensive mobile, bike, car , cloths etc.

4) 50 % of old people work even after 60s to manage their livelihood due to NEVER thought about future.

5)we always plan our holidays, movie, lunch and dinner with friends.

ZINDGI ME HAR KAAM PAISE KE LIYE NHI KARTE..

Ek CUP CHAI HO JAYE ?

Kya aap nhi chahte hai apki family Financially Always fit rhe ho ?

 +91-7003729563

Red Carpet health protection Policy Launched Newly for Senior Citizen

## Benefits of Senior Citizen Red Carpet Policy

1. Star health insurance policies is use full in only indian hospitals.
2. This is an health policy for senior citizens that aims to cover hospitalization expenses.
3. This policy is suitable for senior citizens. Any individual between 60 and 69 years can buy this policy.
4. Each benefit is capped to 30 percent of hospitalisation bill each time medical facilities are availed. 
5. This policy covers inpatient hospitalisation, post hospitalisation and ambulance expenses
6. The policy also covers pre-existing diseases from the very beginning of policy with co-payment
7. Pre-existing diseases are covered from the first day of policy inception with a co-payment clause. 
8. This policy allows lifetime renewal. 
9. Policyholder is entitled to a 10 per cent discount on premium on producing certain medical reports to the satisfaction of the insurer.
10. Co-payment exists for treatment of pre-existing diseases as well.
11. Premium paid under this policy qualifies for deduction under section 80D of Income Tax Act.
12. This policy can be purchased online through company's website.
13. If you are looking for a senior citizen policy, you may go with 
14. There is a co-payment clause for all admissible claims.
15. There is no escape from sub-limits and co-pay clause because most of the senior citizen policies come wrapped with these.
16. For a coverage without sub-limits, you need to spend more. this plan.
17. This is a good policy providing coverage at reasonable rates.

COMPREHENSIVE HEALTH INSURANCE PLAN AND BENEFITS.

Why health insurance required?

## Health insurance helps us to protect our investment from medical Emergency.

In other words its a Cashless Service.

Eg. Agar humare family me achanak koi bimar ho jata hai . To hum bina tension best doctor ka advice le skte hai . or uske proper treatment karwa skte hai.

## Benefits of taking health insurance

1)Protect your family at the time medical emergency.

2) Cash less Facility

3) tension free 

4) we can easily get better treatment option

5) without thinking about the money

6)Mostly hospitals are covered all over india.